We know you’ve got all the right moves. From your epic holiday dance routine to persuading Fido to sport the knitted sweater and matching hat to the dog park – this is your year!  Why not add one more fabulous move to your list? The move to your new home.

Maybe you are finally ready to stop renting, or want to move closer to work or need more space for a growing family, or perhaps you just want something different – a Savvy + Co. Real Estate agent can help find exactly what you are looking for.  

Here are 5 reasons why 2020 is your year to make a MOVE!

Charlotte is HOT

Charlotte and its surrounding communities are wonderful places to live and work – another reason our region is continually ranked as one of the top 10 markets with home price appreciation outpacing the rest of the country. Zillow agrees predicting Charlotte to continue to outperform in home value appreciation relative to the national average. Translation: Purchasing a home in a city where people want to live is a long term investment worth considering.

Additionally, the National Association of Realtors (NAR) – the top real estate organization that makes it their business to follow homeownership trends –  predicts moderate growth in the housing market and continued low mortgage rates. According to NAR, the national median sales price of an existing home is expected to grow to $270,400, an increase of 4.3 percent from 2019. 

Those numbers are good for buyers and sellers and a Savvy + Co. Real Estate agent can show you exactly what it will take to break into the hot housing market or sell your home with ease. 

Winter is the perfect season to find a home

While the rest of the world is hibernating and counting the days till flip-flop weather, get out there and take advantage of a slower winter real estate season. Spring is often Charlotte’s “hot” market with prices ticking up from March until May. During these first few months of the year, you might be able to snag your dream house.

You could save anywhere from one to four percent off the asking price and celebrate (or ignore) Valentine’s Day in your new abode. 

Invest in yourself and long term financial goals

Investing your tax savings in yourself should be a number one priority and buying a house is one of the best ways to do that. When a homeowner makes a mortgage payment, a portion of that payment pays the loan down each month, giving the owner more equity in the home. This “forced savings” can be a smart move, especially when it comes to retirement. 

Buy smart and make your mortgage payments in order to contribute money to the best piggy bank you’ve ever had. Sound overwhelming? A meeting with a Savvy + Co. Real Estate agent can start the ball rolling towards a bright future. 

Make your home your own

You wouldn’t dream of walking away from money that belonged to you, so why are you still renting? Home prices may be going up, but buying a home is still better than renting if you’re looking to build wealth. Purchasing real estate is a great way to start working towards financial independence and begin building your way to a better financial future. 

The first step is sitting down with the pros at Savvy + Co. Real Estate and a mortgage lender to run the numbers. 

Plus, there are loan programs for first-time buyers that offer incentives like down payment assistance and help with closing costs to those who qualify. And when it’s yours (all yours), you can make those HGTV dreams come true in every room of the house.

Think long term

In this rush-rush world, take a moment to think long term. Buying a home is one of the most important financial decisions a person will make and deciding to buy comes down to individual circumstances, advises Investor’s Business Daily. “Are you starting a family? Do you have a steady job with prospects for advancement? Another question to ask: Does it make more sense to rent or buy a home in 2020?” Things to think about and talk about with your agent.

Whether you’re thinking of buying your first home, selling a home you’ve outgrown or want answers to those questions keeping you up at night, a meeting with a Savvy + Co. Real Estate agent is a great place to start. We are neighborhood and housing experts, and we know what buyers and sellers are looking for. 

Move over 2019 – 2020 is so your year.